Fit Your Monthly EMIs, With KrediFit
If you are paying multiple EMIs every month from personal loans, credit cards, overdrafts, or app-based loans, managing repayments can become difficult. Kredifit helps eligible customers combine these unsecured loans into one monthly EMI that matches their income and repayment ability.
Loan Summary
No impact to your credit score
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Before vs After KrediFit
See the difference consolidation makes
Before (High EMI)
After (KrediFit)
Savings (Tenure)
Why ChooseKrediFit?
Take control of your financial future with our comprehensive loan consolidation solutions
Lower Interest Rates
Reduce your rates by up to 40% and save thousands across your tenure.
Simplified Payments
Combine multiple EMIs into one predictable payment that fits your budget.
Fast Approval
Get approved quickly; disbursal typically within 24 working hours (T&C apply).
Secure & Private
Bank-grade encryption keeps your personal and financial data protected.
Improve Credit Score
Better utilization and timely single EMI can help strengthen your score.
Flexible Terms
Choose repayment terms from 2–7 years to match your financial goals.
How It Works
Get started in minutes with our simple 4-step process
Apply with Kredifit
Complete a quick Kredifit application in minutes. No paperwork required.
Get Approved
Receive instant approval decision and personalized loan offers tailored to your needs.
Consolidate Loans
We pay off your existing loans directly, consolidating them into one new loan.
Make One Reduced Payment
Enjoy a single, lower EMI after consolidation with Kredifit.
Loan Consolidation Calculator
See how much you could save by consolidating your loans
Your Potential Savings
What Our Customers Say
Join thousands of satisfied customers who have taken control of their financial future
My total outstanding was ₹45 lakh, including ₹35 lakh OD-to-OD balance transfer and ₹6.5 lakh credit card dues. Managing multiple repayments had become difficult. Kredifit consolidated everything into one single EMI, offering an effective ROI of 12.99%. The structure and clarity have made my monthly finances much easier to manage.
Ravi Chandra
Consulting Professional
I was carrying a total debt of ₹50 lakh, including ₹13 lakh HDFC loan, ₹30 lakh Bajaj OD, and ₹3 lakh credit card dues. Managing multiple EMIs was stressful and confusing. Kredifit helped me consolidate everything into one single EMI at an effective ROI of 9.99%, which significantly reduced my monthly burden. The process was smooth, transparent, and well-guided.
Venkatesh
Senior Corporate Professional
My total outstanding was ₹45 lakh, including ₹35 lakh OD-to-OD balance transfer and ₹6.5 lakh credit card dues. Managing multiple repayments had become difficult. Kredifit consolidated everything into one single EMI, offering an effective ROI of 12.99%. The structure and clarity have made my monthly finances much easier to manage.
Ravi Chandra
Consulting Professional
I was carrying a total debt of ₹50 lakh, including ₹13 lakh HDFC loan, ₹30 lakh Bajaj OD, and ₹3 lakh credit card dues. Managing multiple EMIs was stressful and confusing. Kredifit helped me consolidate everything into one single EMI at an effective ROI of 9.99%, which significantly reduced my monthly burden. The process was smooth, transparent, and well-guided.
Venkatesh
Senior Corporate Professional
I had ₹32 lakh total debt, with ₹20 lakh Kotak personal loan and ₹12 lakh Bajaj loan running simultaneously. My EMIs were eating into my monthly cash flow. With Kredifit’s support, all my liabilities were merged into one structured EMI at 10.25% ROI. My finances are now much more manageable and predictable.
Bhramrah
IT Security Specialist
I had a ₹35 lakh OD limit with Bajaj at 14.5% p.a., along with ₹10 lakh credit card outstanding and a ₹5 lakh app-based loan at 25% p.a. Managing these high-interest liabilities was putting constant pressure on my finances. Kredifit helped me consolidate all these dues into a single OD structure at an effective ROI of 13.25% p.a., bringing down my overall interest cost and making repayment much more manageable.
Alok Sahoo
Senior Developer, Bank of America
I had ₹32 lakh total debt, with ₹20 lakh Kotak personal loan and ₹12 lakh Bajaj loan running simultaneously. My EMIs were eating into my monthly cash flow. With Kredifit’s support, all my liabilities were merged into one structured EMI at 10.25% ROI. My finances are now much more manageable and predictable.
Bhramrah
IT Security Specialist
I had a ₹35 lakh OD limit with Bajaj at 14.5% p.a., along with ₹10 lakh credit card outstanding and a ₹5 lakh app-based loan at 25% p.a. Managing these high-interest liabilities was putting constant pressure on my finances. Kredifit helped me consolidate all these dues into a single OD structure at an effective ROI of 13.25% p.a., bringing down my overall interest cost and making repayment much more manageable.
Alok Sahoo
Senior Developer, Bank of America
Frequently Asked Questions
Everything you need to know about loan consolidation
No. Kredifit helps customers connect with banks and NBFCs that offer consolidation loans.
Ready to Take Control of Your Debt?
Join thousands of customers who have simplified their finances and saved money with KrediFit